Nationwide CareMatters Together is a long-term care coverage for 2 people that is linked to a fixed-premium universal life insurance policy and includes a death benefit. It provides FLEXIBILITY to you when it comes to covering potential long-term care costs. This product differs from other long-term care policies in the following ways. … Read More
Category: Life
Banner’s Term 2 Term Exchange Program
Banner is offering an exchange program allowing customers who purchased OPTerm 10, 15, 20, 25, 30 or 35 within the past 48 months to trade up to a longer duration policy at his or her current attained age with NO underwriting. Program Highlights; For additional information, please contact our office at 248-553-9505. … Read More
Banner Policies
Policies are going paperless Effective November 1, 2024, Banner is defaulting to paperless preferences for policy delivery. This means that Banner will no longer default to mailing paper policies; instead, you will be able to access policies online through their eDelivery platform or Partner Dashboard. Clients will still be able to access documents through the … Read More
Protective Life product is being discontinued
Protective Custom Choice UL is being discontinued as of December 31, 2024. The carrier is offering you a comprehensive alternative: Protective Classic Choice term and the optional Conversion Choice rider with ExtendCare. Protective Classic Choice term maintains the value you and your clients expect for short-term coverage, with options beyond the traditional 10-30 year term … Read More
MassMutual Temporary Term Conversion Enhancement
Increased Face Amount Eligibility From September 30th to December 31st 2024, clients who own certain MassMutual Term policies can submit a full face amount conversion application for up to 25% of increased coverage, capped at $1,000,000 per insured, without additional underwriting. The increased coverage is available when converting to a new MassMutual whole life, or … Read More
Protective Applications
Part II Medical Questions Go Digital Effective October 5, 2022, producers can opt for their clients to answer the Part II medical related questions online. This eliminates the feeling of being rushed or feeling uncomfortable answering personal medical questions during a phone interview. Please contact us with any questions. Tel. 248-553-9505 … Read More
Banner Life Applications
Important News Banner will no longer accept the Michigan traditional paper life insurance applications. All Michigan applications must be submitted electronically. The following states must use the new LIA fillable application or electronic application through the Horizon Platform (CA, DE, FL, ND, SD). … Read More
Mutual of Omaha Underwriting
Updated Underwriting Guidelines The carrier updated COVID-19 underwriting guidelines and reinstated the Fit underwriting program. These guidelines apply to all fully underwritten life insurance cases and includes all newly submitted and pending in house cases, whether formal or informal. Acceptance Guidelines Based on Insured’s Issue Age Applications now accepted for client’s through age 79 and … Read More
iPipeline Term Engine
Enhancements to the Quote Search Page For the Underwriting Process Filter, the word “Eligibility is added to clarify that a producer will be searching for term product quotes for which the current client is eligible for certain carrier underwriting processes. The Instant Decision is is added to clarify that products with this tag are eligible … Read More
New Carrier Opportunities
IRA Brokerage is excited to announce our partnerships with two reputable insurance carriers, MassMutual Strategic Solutions and Ohio National. Both carriers recently expanded their business to Brokerage to allow more opportunities for insurance producers to write their products. It goes without saying that Mass Mutual’s footprint in the insurance space is substantial. These industry leaders … Read More